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Update
January 13.2026
2 Minutes Read

How Focus and Strategic Growth Drove $26M Capital Raised by Unlimited Capital

Man discussing capital raised in real estate investing in a home office.

Unlocking Potential: The Power of Focus and Strategic Growth

This past year, Richard McGirr of Unlimited Capital showcased how a clear focus can drive extraordinary results. In 2025, the firm managed to raise a remarkable $24 million in capital, with projections nearing $26 million by year’s end. The results highlight not just numbers, but a methodical and disciplined approach to real estate credit investing that others can learn from.

In JF 4148: How Focus, Debt Funds and Systems Drove $26M in Capital Raised with Richard McGirr, the discussion highlights the power of strategic focus and effective growth strategies in the realm of real estate investing.

Shifting to Core Initiatives: The Recipe for Rapid Growth

Richard pointed out that by streamlining operations and eliminating non-core initiatives, Unlimited Capital experienced a 50% month-over-month growth in new limited partners (LPs). This pivot not only clarified priorities but also allowed for a concentrated effort on what truly matters—creating meaningful value for investors.

The Importance of Debt Funds: A Lesson in Stability

In his retrospective, Richard emphasized his belief in debt funds and sponsor diversification as key strategies for sustainable growth. This approach enables firms to harness leverage without the volatility often found in equity investments. With rising interest rates and economic unpredictability, these strategies may form the bedrock of resilient financial planning going forward.

A Bright Future: Predictions for 2026

Looking ahead, the insights shared form a valuable lesson for investors: resist the temptations like "shiny object syndrome" that can distract from calculated goals. By concentrating on disciplined capital raising and strategic fund management, Unlimited Capital is poised to not only hit but exceed its aggressive targets in 2026.

In reflecting on his achievements, Richard's journey illuminates a roadmap to investing in uncertain times. If your aim is to navigate the complexities of the financial markets successfully, consider a focused and disciplined approach akin to that of Unlimited Capital.

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